Real value for brokers, not another dashboard.

FCA and MLR 2017 require documented sanctions and PEP checks before onboarding. This turns a compliance chore into a 10-second lookup with an evidenced report you can hand to auditors.

A good submission gets quoted; a thin one gets ignored. This chains the checks you'd otherwise run across four tools into a single document, so even a junior broker sends a submission an underwriter will read.

ICOBS 5.2 and Consumer Duty both hinge on evidencing that the cover matched the client's demands and needs. This turns a 20-minute typing job into a two-minute review and gives you a consistent, defensible statement on every file.

Renewal reports are the single biggest time sink of renewal season and the main thing clients judge you on. This produces one for every account in minutes, with the premium movement explained and the changes flagged before the client finds them.

Removes the 'estimate your wage roll' guesswork and gets you a defensible rating basis on day one. Also flags trading changes that should trigger a mid-term review.

Kills bad-risk quotes before you waste underwriter time. Also gives you an evidenced answer when a client asks 'why is my premium so high?'

Kills the back-and-forth that drags placements out for weeks. One clean submission means faster quotes, better terms, and fewer subjectivities.

Renewal season is 80% reading the same policy twice. Policy Compare turns a 3-hour wording review into a 5-minute checklist, and gives you an auditable redline to defend advice if a claim is ever disputed.

Non-disclosure is the #1 cause of avoided claims. Gap Scan is a two-minute audit that protects both the client and your PI record.

Clients ask what a clause actually means, and juniors need an answer they can trust. This gives a consistent, plain-English explanation of every market-standard clause, plus the claim-stage reason it matters — so advice is the same across the team and evidenced on file.

Stops brokers manually re-typesetting insurer packs. Deliver a consistent, branded client pack across every account without a marketing team.

Turns EL / PL reviews from a rubber-stamp into a genuine advice touchpoint. Great for winning new business off incumbent brokers who never looked at the schedule.

Gives brokers instant leverage in negotiations — 'your rate is 40% above the median for this construction class, can you sharpen it?' Also useful for defending your commission when clients push back.

Turns 'we need to update your sums insured' into a numbers-first conversation. Justifies rebuild-cost reviews with clients who otherwise resist mid-term adjustments.

Demands & Needs, fact-finds and complaints all live or die on your file notes. Call to Text gives you a compliant, verbatim record without touching a keyboard during the call.

Non-standard risks used to mean calling ten underwriters to hear 'no'. This turns placement research into a 30-second lookup, so junior brokers can place risks that used to need the head of department.

Listed status drives rebuild cost, reinstatement wording and insurer appetite. Confirm grade in seconds before you place the risk.

Not-for-profit is a growing book but hides governance risks most brokers can't see. Charity Compass surfaces them before you bind — and before an underwriter raises a subjectivity.

Hospitality underwriters routinely decline anything under a 3. Screen prospects in seconds before you spend an afternoon on the submission.

Education insurers rate off Ofsted. A one-line 'Good, last inspected March 2024' in your submission gets sharper terms than 'client says Ofsted is fine'.

Subsidence underwriters price trees. Handing them a species-level tree schedule cuts loadings and turns 'declined' into 'quoted' on borderline risks.