Commercial insurance quote checklist
Check every commercial quote before it reaches the client
Upload the quotation, statement of fact and wording. See key exclusions, endorsements, declared vs insured gaps and missing covers, with a quote email that includes your compliance sections.
Sample: a quotation checked against the wording
Sample output — no sign-up needed
| Clause | Expiring wording | Renewal wording | Change |
|---|---|---|---|
| Unoccupied premises | Cover reduced after 60 consecutive days unoccupied. | Cover reduced after 30 consecutive days unoccupied. Weekly inspections now a condition precedent. | Narrower |
| Theft excess | £250 each and every loss. | £500 each and every loss. | Narrower |
| Business interruption | Gross profit, 12-month indemnity period. | Gross profit, 18-month indemnity period. | Broader |
| Cyber extension | Not included. | Data restoration costs up to £25,000 included. | Broader |
| Subsidence | £1,000 excess. | £1,000 excess. | Unchanged |
Want this for your next renewal? Run your own documents — 14-day free trial, no card required.
Run your own freeHow it works
- Step 1
Upload the quote
Add the statement of fact and policy wording.
- Step 2
Endorsements pulled out
Each endorsement with its code and title as written, explained in one line.
- Step 3
Gaps flagged
What the client declared against what is insured, plus covers worth offering.
- Step 4
Send the quote
Email includes basis of recommendation, scope of service and significant exclusions.
Why brokers use it
- Helps evidence suitability on every advised sale.
- Endorsements and subjectivities never missed.
- Details ready to enter into your broking system.
- No re-typing from PDFs.
Check your next quote before it goes out.
£60 per user per month after a 14-day free trial with £10 of free credit. No card to start.