Free checklist
Charity insurance checklist
Charities have trustees, volunteers and events to think about as well as buildings. Here is what to check.
Covers usually needed
- Public liability, including volunteers and events
- Employers' liability (volunteers may need to be included)
- Trustee indemnity
- Buildings and contents
- Money, including fundraising cash
- Personal accident for volunteers
Common gaps brokers find
- Volunteers not treated as employees for liability
- Events and fundraising activities not declared
- Charity number and registered name not matching the schedule
- Trustee indemnity limit too low
- Hired halls not covered for hirer's liability
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